Portfolio Financing at Institutional Liquidity Rates.

Options markets price capital at the institutional lending rate. Most investors don’t know they can access it.

When a bank quotes you a borrowing rate, that rate includes their margin, their overhead, and their approval process. None of that reflects your actual credit risk. For investors with substantial portfolios, there is a structure that bypasses this intermediary entirely and accesses the rate institutions lend to each other, collateralized by your portfolio.